Bill was born and raised in New York. He graduated from Allegheny College in Pennsylvania with a BS degree in economics. He has been in the financial services industry since 1993. Prior to that, Bill spent nine years with IBM in New York and San Francisco. He also served as a floor trader and member of the COMEX, NYMEX exchanges in New York. As a CERTIFIED FINANCIAL PLANNER™ practitioner, he has taken the extra steps to demonstrate his professionalism by means of the rigorous CFP certification process. Bill and his wife, Angie, currently reside in the Lowry area of Denver. Away from the office, Bill enjoys woodworking, golfing, playing the guitar and reading.